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Mortgage, Credit, Financing, Buying a Home WHAT RISING MORTGAGE RATES MEAN FOR YOU   Mortgage rates have been making a move. After a period of record lows that roughly spanned the previous two years, rates have been on their way up in 2022. The U.S. central bank has announced its intention to fight inflation with higher interest rates, which means mortgage rates seem poised to continue their rise. […]
Mortgage, Credit, Financing, Buying a Home WHY YOU SHOULD CHECK YOUR CREDIT REPORTS REGULARLY As many as 1 in 3 Americans don’t check their credit reports. Are you one of them? You’re entitled by law to check your reports for free once per year, and as of this writing, free weekly credit reports are available through December 2022. If you’re not already checking your credit reports, here’s what you need […]
Info for Homeowners, sellers and/or home buyers 5 MORTGAGE MYTHS DEBUNKED Want to be smarter than the average mortgage borrower? Here are five common mortgage myths and the truth behind them. Read on, and you may gain an advantage when deciding what direction to take with your home financing. Myth 1: You need a 20% down payment to buy a home Historically, many homebuyers were required […]
DIY, Home Improvement, Homeowners HOW TO MAKE YOUR HOME PET-FRIENDLY An estimated 67% of U.S. households are home to one or more pets. These animals bring a special joy to many homes, but they also bring unique needs. If you have a pet or plan to get one, here are some ways you can make your home more pet-friendly. Create a special spot Pets, like […]
DIY, Home Improvement, Homeowners WHICH HOME RENOVATIONS ADD THE MOST VALUE? Home renovations are a great way to enhance your home’s space, utility and appearance. Whether it’s an exterior project like adding on a new deck or an interior improvement such as updating the kitchen, there’s no shortage of ways to improve your home. Although almost all renovation projects will increase your home’s value, some have […]
Info for Homeowners, sellers and/or home buyers Inflation Rate vs Interest Rates Inflation is a general increase in the overall price of goods and services over time. The Federal Reserve, the central bank of the United States, tracks inflation rates and inflation trends using several key metrics, including the Consumer Price Index (CPI), to determine how to direct monetary policy. A target inflation rate of 2% is considered ideal […]
Info for Homeowners, sellers and/or home buyers How Rising Inflation Affects Mortgage Interest Rates While the inflation rate doesn’t directly impact mortgage rates, the two tend to move in tandem. Rising inflation can shrink purchasing power as prices of goods and services increase. Higher prices can then influence the Federal Reserve’s interest rate policy, affecting the cost of borrowing for lending products like mortgages. Homebuyers looking for a home […]
Mortgage, Credit, Financing, Buying a Home Good news for first time home buyers that have been paying their rent on time. Good news for first-time buyers from Freddie Mac First time home buyers are highly encouraged to build a spotless record of on-time rental payments. Here’s why: mortgage applications processed by Freddie Mac’s Loan Product Advisor® (LPA) now allow on-time rent payments to be factored into loan purchase decisions. Since millions of Americans have limited or […]
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Mortgage, Credit, Financing, Buying a Home Ways to Improve Credit Improving Credit will help get a lower mortgage rate. Building a strong credit profile can increase your chances of qualifying for a mortgage and reduce the interest rate charged by the loan. When applying for a mortgage, your credit report will be used to determine whether you qualify for a home loan and what interest […]
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Rupa Nunamaker, Tampa Bay Area Realtor

I am a FULL TIME Realtor ready to help you, whether is selling your house or buying your dream home.  Connect with me.

I currently live in the St. Petersburg area, but have lived in Seminole and Redington Beach for many years too. I've lived in this Tampa Bay area since 1991. If you are looking to buy or sell in the Tampa Bay area, I'm ready to help.

With Coldwell Banker, you are teaming up with a trusted and knowledgeable neighborhood partner to make your real estate dreams come true.

Ready to sell? Let me show you my top notch marketing plan for your home to get it sold quickly and for the best price!!

I have access to comprehensive, up-to-the-minute listing information giving me the edge necessary in today's fast-paced market. Whether it's finding you a home with everything on your checklist or helping you get ready to move, I've got you covered - advertising, financing, inspection and closing assistance, I'll handle it all from start to finish. I can even provide tips and tricks on staging and minor home improvements to help sell your home fast. Give me a call, I'm right in the neighborhood!

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