Info for Homeowners, sellers and/or home buyers

General information related to real estate

Info for Homeowners, sellers and/or home buyers How Long Does It Take to Build Credit History From Scratch?   How Long Does It Take to Build Credit History From Scratch?   If you ever plan to buy a house, establishing a track record of past payments is essential, because it proves to mortgage lenders that you’ve paid people back (which means they’ll be more apt to loan you money for a home). Still, if you have no credit history—because you’re […]
Info for Homeowners, sellers and/or home buyers The Fatal Pricing Mistake Home Sellers Are Making Right Now: Is This You? The Fatal Pricing Mistake Home Sellers Are Making Right Now: Is This You?   Jan 5, 2023 “You still see the hope in their eyes.” When Atlanta-based real estate agent Maura Neill agreed to sell a home this fall, she knew she faced an uphill battle. For one, the housing market had cooled significantly. But worse, these […]
Info for Homeowners, sellers and/or home buyers Pre-Approved for a Mortgage Pre-Approved for a Mortgage Like many people, you may be considering purchasing a home soon. If that’s the case, you’ll want to get pre-approved for a mortgage. This is an important first step in the homebuying process and can help you save time and money. What is pre-approval, and how to get pre-approved for a […]
Info for Homeowners, sellers and/or home buyers What is a 2-1 Buydown? As interest rates climb, temporary buydowns have become an avenue that some sellers and buyers may consider. A 2-1 buydown program is a concession offered by sellers to incentivize buyers. A 2-1 buydown essentially allows borrowers to make a lower mortgage payment for the first two years of their loan, and payments go back up […]
Info for Homeowners, sellers and/or home buyers What Are Closing Costs? The home purchasing process can be quite confusing, especially for first-time homebuyers. Therefore, it is vital that you do your homework before you start house hunting. You should carefully consider your budget and calculate your approximate monthly mortgage payment. This ensures that your new home does not become a financial burden. Additionally, you should calculate how much […]
Info for Homeowners, sellers and/or home buyers What are the Benefits of a VA Loan? Believe it or not, buying a home doesn’t always require a traditional 20% down payment. If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home without a down payment. That’s just one of the advantages you receive from a VA […]
Info for Homeowners, sellers and/or home buyers Four Things That Help Determine Your Mortgage Rate Four Things That Help Determine Your Mortgage Rate If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking […]
Info for Homeowners, sellers and/or home buyers The U.S. Homeownership Rate Is Growing The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. To illustrate the increase, the graph below shows the homeownership rate over the last year: That data shows more than half of the U.S. population live in a home they own, and the percentage […]
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Info for Homeowners, sellers and/or home buyers What Would a Recession Mean for the Housing Market?             According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be a recession by now. But this July, when polled, 49% believe we […]
Info for Homeowners, sellers and/or home buyers What Does the Rest of the Year Hold for Home Prices? Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your homeownership goals. Buying a home. Last Year’s Rapid Home Price Growth Wasn’t the Norm In 2021, home prices appreciated quickly. One reason […]
Info for Homeowners, sellers and/or home buyers Home Partners of America – how the lease purchase works Home Partners of America  What is the Lease Purchase Program? Find a home listed for sale that’s right for you. We buy it and lease it to you with the peace of mind of locked-in rent amounts and purchase prices. Live in the home as a renter with the option to buy it at any […]
Info for Homeowners, sellers and/or home buyers So are we in a recession? Fri July 29, 2022 If you’re confused about whether the US economy is in a recession, you’re not alone. On one hand, gross domestic product, a key measure of economic output, shrank for the second straight quarter this week, raising fears that the country has entered — or will soon enter — recession territory. On the other […]
DIY, Home Improvement, Homeowners Upgrade Your Outdoor Space for $100 or Less   The sizzle of summer is in full effect, and the priority for most homeowners seems to be replicating the spirit and convenience of the indoors, outside. That means making backyards, patios, and decks as comfortable and fun as possible. The appetite for upgrading outdoor spaces is at an all-time high, but with the pressures of inflation, 43% of […]
DIY, Home Improvement, Homeowners Clutter Shame What Is Clutter Shame? Here’s How To Overcome It We all stream renovation and makeover shows and scroll through organizational influencers’ posts on social media. If you’re like us, you hope to feel empowered and connected to the streamlined home life these pros create. But studies and anecdotal evidence increasingly show these visions of (supposedly) […]
Info for Homeowners, sellers and/or home buyers Signs the Housing Market Is Cooling Down—and What This Means for Buyers and Sellers   Despite the sweltering heat, real estate’s red-hot tear is, at long last, slowing down and chilling out. In our series “How’s the Housing Market This Week?” we look at the four crucial indicators: home prices, new listings, days on the market, and mortgage rates. For the week ending July 23 (the most recent research available), all […]
Info for Homeowners, sellers and/or home buyers 8 Things First-time Homebuyers Need After Moving In—and Always Forget First-time homebuyers are no doubt excited when they move in, and eager to furnish their new digs with all the essentials. But here’s the rub: While they may be thrilled to buy the perfect coffee table and ottomans—and those things are certainly nice to have—they may not be exactly necessary. In the excitement of setting up your […]
DIY, Home Improvement, Homeowners Avoid These Mistakes When Selling Your Home Avoid These Mistakes When Selling Your Home Learn how to get the best price for your house Selling your home can be surprisingly time-consuming and emotionally challenging, especially if you’ve never done it before. At times, it may feel like an invasion of privacy because strangers will come into your home, open your closets and […]
Info for Homeowners, sellers and/or home buyers Mortgage basics – the process Mortgage basics We are positive you can do this. Here’s everything you need to get started. We know that choosing a mortgage is one of the biggest financial decisions of your life, and we’re committed to making your mortgage loan process seamless, friendly and as financially smart for you as possible. Below, we’ll walk you […]
Info for Homeowners, sellers and/or home buyers Closing Cost Calculator: How much are closing costs on a house? Before you own a new home, you’ll need to settle the closing costs on your mortgage and purchase. Our closing cost calculator can help you estimate what these charges will look like to help you prepare for every expenditure when buying a home.   Closing cost calculator     Connect with me, I’m here to […]
Info for Homeowners, sellers and/or home buyers The pros and cons of hiring a Realtor Ready to buy or Sell?   When considering buying a home, you might look for ways to cut costs or avoid some of the hefty fees associated with real estate purchases. Finding the perfect location, building a mortgage loan and settling closing costs are expensive steps towards homeownership, leading to savvy buyers and sellers seeking out […]